PRIVACY POLICY

Last Updated: 24.01.2026

1. INTRODUCTION

Welcome to Evrepay.com (the "Site"). We respect your privacy and are committed to protecting it. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our Site.

CRITICAL NOTICE:

We are a Directory and Informational platform. We do not collect, store, or process sensitive personal financial data (such as Social Security Numbers, Bank Account details, or Credit Scores). All loan applications and financial transactions occur on third-party websites.

2. INFORMATION WE COLLECT

We collect information in two categories:

A. Information You Voluntarily Provide

  • Communication Data: If you contact us via email, we collect your email address and the content of your message.
  • No Application Data: We do not provide loan application forms on this Site. We never ask for your credit profile or financial history.

B. Information Collected Automatically (Passive Collection)

When you navigate the Site, we (and our third-party partners) automatically collect certain technical data:

  • Device Data: IP address, browser type (e.g., Chrome, Safari), operating system, and device type (mobile/desktop).
  • Usage Data: Pages visited, time spent on pages, and referring URLs.
  • Location Data: General geographic location based on IP address (e.g., "Los Angeles, CA").

3. COOKIES & AFFILIATE TRACKING

This Site is supported by affiliate marketing. This means we use Tracking Cookies to ensure we are compensated for our referrals.

3.1 How It Works:

When you click a button (e.g., "Check Rates"), a small text file (cookie) is placed on your browser. This cookie contains no personal identity data; it only contains a unique "referral ID." This ID tells the destination partner (e.g., SuperMoney) that you came from our Site so we can earn a commission.

3.2 Types of Cookies We Use:

  • Essential Cookies: Necessary for the Site to function.
  • Affiliate Cookies: Set by our partners (Affiliest) to track referrals (usually valid for 30-45 days).
  • Analytics Cookies: Set by Google Analytics to help us understand site traffic.

4. HOW WE USE YOUR INFORMATION

We use the limited data we collect for the following purposes:

  • To Operate the Site: ensuring content loads correctly on your device.
  • To Get Paid: tracking clicks to our partners so we receive our referral commissions.
  • To Improve Content: analyzing which repair guides are most popular (e.g., "Tesla Battery Cost").
  • To Protect Security: monitoring for DDOS attacks or bot traffic.

5. SHARING OF INFORMATION

We do not sell, trade, or rent your personal identification information to others.

Third-Party Disclosure:

  • Lending Partners: When you click a link to a third-party lender, you leave our Site. Any information you enter on their site is governed by their Privacy Policy. We do not have access to that data.
  • Service Providers: We may share anonymous usage data with analytics providers (Google Analytics) and hosting services (e.g., AWS/Bluehost).

6. CALIFORNIA RESIDENTS (CCPA/CPRA RIGHTS)

Even though we do not meet the revenue thresholds for mandatory CCPA compliance, we value transparency for our California users.

  • Right to Know: You may request details on the categories of data we collect (mostly cookies/IP).
  • Right to Delete: You may request that we delete your email from our contact list (if applicable).
  • "Do Not Sell My Info": We do not "sell" personal data in the traditional sense. However, the use of affiliate cookies could technically be interpreted broadly. You may opt out of non-essential tracking by adjusting your browser settings.

7. THIRD-PARTY LINKS

Our Site contains links to external websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to read the privacy statements of every site that collects personally identifiable information (PII).

8. DATA SECURITY

We implement standard SSL (Secure Socket Layer) encryption to protect the transmission of data between your browser and our servers. However, no method of transmission over the Internet is 100% secure.

9. CHILDREN’S PRIVACY (COPPA)

Our Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will delete it immediately.

10. CHANGES TO THIS POLICY

We may update this Privacy Policy at any time. The "Last Updated" date at the top of this page indicates when the latest revisions were made.

11. CONTACT US

If you have questions about this Privacy Policy, please contact us at:

Email: info(at)evrepay.com